Nevada Income Limits
View Nevada Income Guidelines and See Chart to Calculate Your Health Care Options
Obamacare Income Guidelines Chart Based on the Federal Poverty Level
Government Programs and Assistance Based on Income Ranges
Health Insurance Income Limits During Pregnancy
Income Limits for Families With Children
How to Provide Proof of Income
Get a Quote for Nevada Health Insurance
View Nevada Income Guidelines and See Chart to Calculate Your Health Care Options
The Nevada income limits require consumers to have a household income that ranges from 0% to 400% of the Federal Poverty Level (FPL) in order to qualify for assistance on a government health insurance plan.
Based on your household income, you may qualify for up-front tax credits when you enroll in health insurance in Nevada through the Nevada Health Exchange. Be aware that free health insurance plans will be available starting in 2022.
Obamacare Income Guidelines Chart Based on the Federal Poverty Level
According to Nevada income guidelines and salary restrictions, if an individual makes less than $47,520 per year or if a family of four earns wages less than $97,200 per year, then they qualify for government assistance based on their income. If the family has a lower household net income, then a greater amount of government assistance is available to the family. Tax deductions can lower your income level. View the Nevada income limits chart below.
Government Programs and Assistance Based on Income Ranges
For adults, the following Nevada income restrictions apply:
- 0% – 138% of FPL: You qualify.
- > 138% – 400% of FPL: You qualify for a subsidy on a Nevada plan.
- > 138% to 150%: You also qualify for the Silver Enhanced 94 Plan.
- > 150% to 200%: You also qualify for the Silver Enhanced 87 Plan.
- > 200% to 250%: You qualify for the Silver Enhanced 73 Plan.
Health Insurance Income Limits During Pregnancy
Under the Affordable Care Act, all marketplace and Medicaid plans need to provide coverage for pregnancy and childbirth. You qualify for pregnancy coverage even if you’re already pregnant when you apply for coverage. It’s important to have health coverage when you’re planning on having a baby for the following reasons:
- It makes it easier to get prenatal care: Pregnant women should see their doctors regularly throughout the pregnancy to track progress and detect any issues. Detecting problems with the pregnancy early on helps ensure the health and safety of you and your baby.
- It makes the delivery affordable: The U.S. is known for having one of the highest costs for delivery and maternity care globally. While you might have to pay something out-of-pocket, depending on your income and healthcare coverage, having insurance cuts the cost of delivery considerably.
- It gives you access to emergency care: Everyone wants a healthy pregnancy, but complications can occur. Getting immediate access to emergency treatment and care can help save you and the baby.
How to Provide Proof of Income
Document proofs (including pay stubs, bank statements, etc.) may be required to verify your household income threshold. If you fail to provide proof of income, you may lose your Obamacare subsidy or your health care coverage.
Acceptable proof can include:
- A pay stub
- A bank statement
- Your W-2
- A tax return
Get a Quote for Nevada Health Insurance
You might qualify for a subsidy if you need health insurance or help to afford health coverage. Health for Nevada can help determine whether you qualify for a subsidized plan based on your income and current situation. Get a quote today.
